AWM LO

Joni Kearn is a seasoned Mortgage Loan Officer at All Western Mortgage, with nearly 20 years of experience helping people make their homeownership dreams a reality. Specializing in Conventional, VA, FHA, USDA, and Alternative Income programs, Joni combines her vast knowledge of the mortgage industry with a deep passion for serving her clients.

Joni’s life mission statement—“I will change the world one life at a time”—is a mantra she lives by every day. With an Associates Degree in Business and Finance and a Bachelor’s degree in Business, she brings both education and hands-on experience to her role, positioning her as a leader in the field. Her diverse travels, both domestic and abroad, have given her a unique perspective on life, enriching her approach to work and relationships.

Having grown up in rural Minnesota, Joni’s love for nature and animals has been a constant throughout her life. She is now living her dream, combining her professional success with a fulfilling rural lifestyle, where she enjoys the company of her animals and continues to enhance the lives of others—both humans and animals alike.